What's New

November 2011

A Word from Horizon:
Please help to keep association costs down – if you see someone break the barrier arm at either of the entrance gates, please attempt to find out what unit they are associated with so that we can bill the resident for the cost ($100) of replacing the barrier arm. Report the date, time and unit number to Horizon Management or Jack at the onsite office. Owners are responsible for damages caused by their residents and guests.

Walking in the complex? Please make sure that if you are walking in the complex that you stay to the side near the garage doors. Also, please do not walk down the main entrance/exit drive. Use the sidewalk on the exit side of the main drive.

Ponds: Our ponds are very nice to look at, but pose the same dangers as a swimming pool. Please do not allow children to play near the ponds unattended. Also, please do not throw anything in to the pond that could damage or clog the filters.

Pool Update: Pools A & B are not heated for the winter months – please use Pool C. All of the Jacuzzi will be heated.

Trash Pick-up Day: The trash is collected on Tuesday's. Please make sure that you put your trash outside on Monday after 6PM.

Reminder – the streets within the complex are not intended for recreational use. Children should not to play in the streets. This includes riding bikes, skateboards, scooters, motorized scooters or playing with any type of balls. Please use the park on the east side of the complex or Wilson Park on Crenshaw Blvd.

Traveling over the Holidays?
If you are planning on traveling over the holidays here are some tips to remember:

1) Stop your newspaper (a sign that you are not home) or ask your neighbor to pick the paper up while you are gone. 2) If you are gone for a long time you can ask the post office to hold your mail delivery and then have them deliver it when you are back, fill out a card at the post office. 3) Have a timer set to have the radio or light turn on. If you are planning on flying you may want to check out www.tsa.gov for what you can or cannot take on the plane.

Do You Have UNIT OWNER COVERAGE?
Condominium Unit Owners Policies (HO6 Policy) provides important coverage:

Personal Property Coverage: In the event of a loss, would help to replace your furniture, clothing, appliances and other belongings (not available on our Master Policy)

Improvements & Betterment Coverage: Provides coverage for interior of units including: anything permanently attached such as counter, cabinets, fixtures, floor, wall and ceiling coverings, etc. for a covered loss. (May be limited or not provided on Master Policy.)

Premises Liability Coverage: Protects you if you should become legally liable to pay damages due to bodily injury or property damage caused by your negligence. (Not provided by the Master Policy.)

Loss of Use Coverage: Provides you with the cash needed for extra expenses (hotel, apartment, restaurant, etc.) you may incur while your condominium unit is uninhabitable due to a covered loss. (Not available on Master Policy.)

Loss Assessment Coverage: protects you against your portion of an assessment resulting from a covered loss levied by the condominium association on all unit owners. (Not available on Master Policy.)

California Earthquake Authority (CEA) policy provides earthquake protection for personal property, interior dwelling coverage, loss or use (protection for additional expenses you may incur while living elsewhere due to a loss by earthquake) and earthquake loss assessment. This policy is written in connection with an individual unit owner's policy.

• Personal Property Coverage is available for a maximum of $100,000
• Loss of Use Coverage is based on the amount of personal property carried
• Dwelling Coverage of $25,000 is available on the CEA Policy. We suggest that the unit owner include this protection.
• Loss Assessment Coverage is available for $25,000 and $50,000.

This is only a general description of coverage, for a more detailed description of the policy conditions and exclusions please consult the policy itself.

For more Insurance Information, please contact Your Insurance Agent or you may contact Steven G. Segal Insurance Agency, Inc. our SummerWind's Insurance Agent at 800-345-8866.